New Hampshire Legal Aid

Legal Information, Referrals, and Pro Se Assistance

Foreclosure Relief

Question/Answer Walk Through Foreclosure Eviction

Are you facing eviction because of foreclosure?

Do I have to move out of the house on the day of the foreclosure?

No. You cannot legally be put out of the house on the day of the foreclosure.

What happens on the day of the foreclosure?

Foreclosure Basics

Foreclosure in New Hampshire can happen very quickly. You can lose your home in less than 120 days if you do nothing.

In New Hampshire, most home mortgages have a "power of sale" clause. A "power of sale" clause means that the lender can take your home without taking you to court if you are behind in your home mortgage payments. Because of this "power of sale" clause allowed in New Hampshire home mortgages, New Hampshire is called a "non-judicial" foreclosure state.

Foreclosure and COVID-19

Read about foreclosure during the COVID health crisis here.

 

*NEW* FHFA Extends REO Eviction Moratorium until at least January 31, 2021: Foreclosure moratorium applies to Enterprise-backed mortgages. Read more.

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