New Hampshire Legal Aid

Legal Information, Referrals, and Pro Se Assistance

Foreclosure Relief

Question/Answer Walk Through Foreclosure Eviction

Are you facing eviction because of foreclosure?

Do I have to move out of the house on the day of the foreclosure?

No. You cannot legally be put out of the house on the day of the foreclosure.

What happens on the day of the foreclosure?

Foreclosure Basics

Foreclosure in New Hampshire can happen very quickly. You can lose your home in less than 120 days if you do nothing.

In New Hampshire, most home mortgages have a "power of sale" clause. A "power of sale" clause means that the lender can take your home without taking you to court if you are behind in your home mortgage payments. Because of this "power of sale" clause allowed in New Hampshire home mortgages, New Hampshire is called a "non-judicial" foreclosure state.

Foreclosure and COVID-19

New Hampshire's Governor issued Emergency Orders stopping foreclosures however, the foreclosure moratorium ended as of July 1, 2020. 

Read the Emergency Orders #4, #28 and #51on the Governor's website.   There may be further orders issued after the date of this posting.

Did you find what you need?

Please help us help you. Take our quick survey.