Housing counselors can help

• if you need to lower your home mortgage payments.  A housing counselor will work with you to process an application for a home mortgage loan modification.
• if you are having trouble paying your mortgage and want to explore your financial options.

Why work with a HUD-approved housing counselor?

• There is no charge to work with a HUD-approved counseling agency.
• A HUD-approved housing counselor will talk to you about your situation and help you decide what options are best for you.
• A counselor will explain what documents you will need to provide to your mortgage company and may be able to contact the mortgage company on your behalf.
• A housing counselor can help you make a budget that will show you how to meet your monthly mortgage payment and other expenses.
• The counselor will also have information about local resources that may be helpful to you.

Find a housing counselor.

• Call 2-1-1.
• See HomeHelpNH.org's list of housing counselors. [1]
• See the US Department of Housing and Urban Development (HUD)'s list of approved housing counselors. [2]

Learn more at HomeHelpNH.org [3] or call 2-1-1.