Managing Debt

Managing substantial debt can be difficult, time consuming, confusing, and very frustrating but don't give up! The debts won't disappear by themselves; ignoring them will only make your situation worse. Help is available.

Green Path Debt Solutions [1], is a New Hampshire non-profit that provides free debt counseling to help eliminate credit card debt. They also help people with student loan debt, and avoid foreclosure, among other debt issues.

Calculate [2] your debt and your payoff date. Paying a little extra can save a lot.

Other Debt Related Resources

Consumer.gov [3] - provides information on making a budget, opening a bank account, using debit cards, prepaid cards, saving money when you shop, buying and using phone cards, and sending money overseas.

Managing Debt [4] from the Federal Trade Commission's website for consumers covers managing debt, credit repair, debt relief, and debt collection arbitration.

Individual Development Accounts [5] - savings accounts where your money is matched 8 to one!  $500 will become $4,500!

Budgeting - [6]Learn about budgeting and methods of asset building with Individual Development Accounts (IDAs) - matched savings accounts from the Community Loan Fund [7].

Credit History and Credit Score - [8]What are they? How are they used? How can I check my credit score?

Bank Accounts - [9] what they are and how they can save you money, as well as tips for protecting your bank accounts and your money.